Designed around how people actually shop for a personal loan.
You never pay us anything. Lenders compensate us when we connect you — so the entire app stays free for you, end to end.
Model two scenarios side by side. Payment and total cost update live as you slide.
Excellent, good, fair, poor — or "I'm not sure." Our lenders cover the full credit spectrum.
Multiple lender offers in one feed. APRs, amounts, terms and ratings — all in one view.
Full-time, self-employment, benefits, retirement or other — every income type considered.
Five short questions. No paperwork, no branch visits. Pick up where you left off if life interrupts.
Free on the App Store. No account needed to look around.
Name, contact, date of birth, income, credit range. Two minutes, no paperwork.
Compare APRs, terms and ratings. Accept on your timeline — no obligation.
The peace of mind I get from REI LoanDoc's offer transparency is priceless. I can compare lenders with confidence — every number is upfront.
Filled out the form on a lunch break. Had three lender offers waiting by the time I got home. Picked the lowest APR and was done.
Wasn't sure about my credit standing. The "I'm not sure" option meant I could still apply — and I actually got matched.
The calculator alone is worth keeping the app for. I check what different rates would cost before signing anything.
