Important information about loan products available through our network — including rates, terms, and your rights as a borrower.
THE REI LOAN DOC LLC operates this website as an online advertising marketplace. We are not a lender. We do not issue loans, make credit decisions, set interest rates, or determine loan terms. We connect borrowers with independent third-party lenders who may offer personal loan products. Any loan you obtain comes solely from an independent lender.
| Item | Range |
|---|---|
| Loan Amount | $50 – $5,000 |
| Annual Percentage Rate (APR) | 4.00% – 35.55% |
| Repayment Term | 70 days – 36 months |
| Origination Fees | Varies by lender — disclosed in loan agreement |
| Prepayment Penalty | Varies by lender — review loan agreement |
Actual loan amounts, APRs, and terms are determined solely by the lender based on your creditworthiness and other factors. Not all applicants will qualify, and not all lenders offer all loan amounts.
To illustrate how repayment works: a $1,500 loan at an APR of 18% over 12 months would result in monthly payments of approximately $137.41, for a total repayment of approximately $1,648.87. This is for illustrative purposes only — your actual terms will differ.
Our platform is not available to residents of the following states:
Residents of these states should not submit a loan request through this platform. We may add or remove state restrictions at any time in accordance with applicable lending regulations.
By submitting a loan request, you authorize lenders in our network to perform credit checks, which may include both soft pulls (for pre-qualification) and hard pulls (which may affect your credit score) depending on the lender's process. Each lender's credit check policy is disclosed in their own terms and conditions.
Some lenders in our network may be owned or operated by Native American tribal entities. Loans from tribal lenders may not be subject to state lending laws, including state interest rate caps and consumer protection statutes. Tribal lenders are subject to the laws and regulations of their sovereign tribal nation. Carefully read all loan terms before accepting an offer from any tribal lender, as rates and fees may be significantly higher than state-licensed lender offerings.
Submitting a request through our platform does not guarantee that you will receive a loan offer. We cannot guarantee that any lender will make you an offer or that any offer will meet your needs. We make no representations about the loan terms you may receive.
Responsible Borrowing Notice: Personal loans are a financial commitment. Before accepting any loan offer, ensure you fully understand the total cost of the loan — including all fees, interest, and repayment obligations. Short-term and small-dollar loans are not a long-term financial solution. If you are experiencing ongoing financial difficulties, we encourage you to consult with a nonprofit credit counselor or financial advisor.
If you need help, contact the National Foundation for Credit Counseling (NFCC) at 1-800-388-2227 or visit nfcc.org.
Questions about this notice? Contact us at:
THE REI LOAN DOC LLC
284 Pinestraw Cir
Altamonte Springs, FL 32714
[email protected]