What nonpublic personal information we collect, how we share it, and your right to limit that sharing.
This notice is provided in accordance with the federal Gramm-Leach-Bliley Act (15 U.S.C. §§ 6801 – 6809) and its implementing Regulation P (12 C.F.R. Part 1016). It explains what nonpublic personal information ("NPI") THE REI LOAN DOC LLC ("REI LoanDoc") collects about you, how we use and share it, and your rights to limit certain sharing.
This GLBA Notice supplements our general Privacy Policy and our California Privacy Rights / Do Not Sell My Info page.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons REI LoanDoc chooses to share; and whether you can limit this sharing.
| Reason | Does REI LoanDoc share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your matching request, maintain your account, respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes — information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes — information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
| To partner lenders you choose to apply with | Yes | Yes — by not choosing to apply with that lender |
The only sharing of NPI that goes outside REI LoanDoc is to a partner lender you specifically choose to apply with. You can limit this sharing by:
If you have started an application with a lender from our results, you should contact that lender directly to ask what additional limitations they offer; their privacy practices are governed by their own GLBA notice.
Email: [email protected]
Mail: THE REI LOAN DOC LLC, 284 Pinestraw Cir, Altamonte Springs, FL 32714
Who is providing this notice?
THE REI LOAN DOC LLC ("REI LoanDoc"), a limited liability company organized under the laws of the State of Florida. REI LoanDoc operates as a marketing lead generator and matching service. We are not a lender, bank, or credit union.
How does REI LoanDoc protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, encryption in transit (TLS 1.2 or higher), and encryption at rest (AES-256). We restrict access to NPI to employees, contractors, and service providers who need it to perform a business function and who are bound by confidentiality obligations.
How does REI LoanDoc collect my personal information?
We collect your personal information, for example, when you:
We also collect personal information from others, such as:
Why can't I limit all sharing?
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing — see the state-specific rights section below and our CCPA / California Privacy Rights page.
Affiliates — Companies related by common ownership or control. They can be financial and nonfinancial companies. REI LoanDoc has no affiliates that share or use your NPI.
Nonaffiliates — Companies not related by common ownership or control. They can be financial and nonfinancial companies. REI LoanDoc does not share your NPI with nonaffiliates for them to market to you. We do share with partner lenders you choose to apply with — that sharing is governed by your decision to submit an application to that lender.
Joint marketing — A formal agreement between nonaffiliated financial companies that together market financial products or services to you. REI LoanDoc does not engage in joint marketing.
California residents — See our California Privacy Rights notice for additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA).
Vermont, Nevada, and other states — Some states give consumers additional rights to limit sharing. We honor those rights for residents of those states even where federal law does not require it. To exercise state-specific rights, email us at [email protected].
We may change this notice from time to time. We will post the revised notice on this page with a new "Effective" date. If a change materially affects how we use or share your NPI, we will provide additional notice as required by law.
THE REI LOAN DOC LLC
284 Pinestraw Cir, Altamonte Springs, FL 32714
[email protected]